The Pan-European SMS Phishing Network
A criminal network sent millions of fake delivery and banking texts across Europe, stealing millions from victims in at least 10 countries.
Timeline: How It Unfolded
Millions of SMS messages are sent across Europe, impersonating DHL, PostNL, La Poste, Deutsche Post, and national banks. Messages claim a package needs a customs fee or a bank account needs verification.
Victims are taken to highly convincing fake websites mimicking their postal service or bank. They enter payment details or banking credentials.
The criminal network uses stolen credentials in real-time. As a victim enters their banking login on the fake site, an operator immediately uses those credentials on the real bank site and drains the account.
Europol coordinates raids across Belgium and the Netherlands. 9 suspects are arrested and 24 house searches are conducted. Servers containing stolen credentials are seized.
The network contacted victims by email, text message, and messaging apps with phishing links to bogus banking websites. Some suspects also pretended to be police or bank staff and approached older victims at their doors.
How the Scam Worked
- The network operated like a business — with developers building fake websites, operators sending millions of texts, and "cashers" withdrawing stolen money.
- They used SIM farms (thousands of SIM cards in automated machines) to send millions of texts cheaply.
- Fake websites were customised per country — Dutch victims saw PostNL branding, German victims saw Deutsche Post, etc.
- A real-time phishing panel let operators use stolen credentials immediately, before victims could realise and change passwords.
- They also sold their tools and data to other criminals, multiplying the impact.
Red Flags That Were Missed
What You Should Learn From This
Outcome
9 arrests in the June 2022 operation, with a further 8 arrests in a follow-up operation in December 2024. Europol reported that victims were based in at least 10 European countries and that economic damages amounted to several million euros. The operation highlighted how smishing networks operate as cross-border criminal enterprises.